I think the main message that the guy from the ASB financial literacy program was to not to save every cent you earn, you are allowed to spend a little bit of money. just remember not to got wild and spend every thing. keep saving for that thing that you really want.  A another main point was it is not all about money. you need be having fun at your job as-well as having a good enough income to suit your needs.

the program related to me a little bit. i am pretty good at saving. i think i should start keeping to jars of money. one for spending and one fro saving because sometimes i have a week moment where i just go spend half of that money. ):